Wealora

Wealora is a personal net worth and portfolio management app built for people who want real clarity over their whole financial life — not just the slice a bank API happens to show them.

## The problem

Most net worth apps solve a narrow version of the problem: link your bank account, link your brokerage, and you'll see... your bank balance. That's convenient, but it's rarely the hard part. The actual mess of a real financial life lives elsewhere — gold sitting in a locker, property that isn't actively managed, money lent to a friend or family member, an EPF or PPF account from a job you left years ago, small investments scattered across accounts you've genuinely forgotten exist. None of that shows up in an app that only syncs what's easy to automate.

There's a second problem underneath the first: to get that auto-sync, most apps ask you to hand over real banking or brokerage credentials to a service you just downloaded. That's a lot of trust to extend just to see a number.

## The solution

Wealora is built around a simple idea: you tell it what you actually own, instead of hoping an API can see it for you, and instead of linking real account credentials to a third-party app. Bank accounts, investments, gold, real estate, government schemes (EPF/PPF/NPS), loans given or taken, and financial goals all live together in one place, giving you one honest net worth number instead of five partial, disconnected ones.

## Key features

• **Whole financial picture, one dashboard** — every asset type in one consolidated net worth view, not scattered across separate apps
• **Asset lifecycle tracking** — assets aren't static numbers. A piece of gold, for example, can be purchased, pledged against a loan, released, pledged again elsewhere, and eventually gifted or sold — Wealora tracks that entire chain of events, with the option to attach the actual bill or document to each step
• **Live market data** — real-time price sync for stocks, mutual funds, and cryptocurrency, pulled directly from market data partners, without ever linking an actual trading or demat account
• **Multi-currency support** — built with cross-border users in mind from day one, so accounts and assets in different countries and currencies roll up into a single, real net worth figure instead of requiring manual mental conversion
• **Goals tracking** — turn a vague intention like "save more" into a real target with a number and a deadline, tracked alongside your actual net worth
• **Loan and EMI tracking** — track loans given or taken, with due-date alerts so repayments don't quietly slip past
• **Investment maturity alerts** — get notified when a fixed deposit or similar investment matures, instead of letting it sit earning nothing further
• **PDF reports** — export a clean summary of your financial position when you need one
• **Privacy by design** — Wealora never asks for real bank or brokerage login credentials. Manual entry and partner market-data feeds mean you get an accurate, complete picture without handing over account access to a third party

## Who it's for

Wealora is built for anyone who wants an honest, complete view of their finances — people whose wealth is spread across several accounts and asset types, people who've inherited or hold gold and property alongside conventional investments, and people managing money across more than one country, including NRIs juggling accounts and currencies that most finance apps simply weren't built to handle.

## Pricing

Wealora's free tier is free forever — not a time-limited trial. It covers the core experience: adding accounts, tracking goals and loans, and a full net worth dashboard. Plus is an optional paid upgrade for people who want live price sync, multi-currency support, PDF reports, and unlimited entries, goals, and loans. Nothing about the free tier is a crippled teaser designed to force an upgrade — it's meant to be genuinely useful on its own.

## Why it's different

Most competitors in this space compete on how much they can automatically sync. Wealora competes on completeness and trust instead — covering the assets other apps ignore (gold, land, informal loans, forgotten retirement accounts), without requiring the one thing that makes people hesitate: handing over real account credentials. The result is a net worth number people can actually trust, because they built it themselves, one real asset at a time.

Try Wealora at wealora.in.